Elevate Your Hotel’s Potential with Tailored Capital Solutions

Our specialized Working Capital and Property Improvement Plan (PIP) Funding solutions are designed to fuel renovations, enhance guest experiences, and ensure operational stability—without compromising cash flow.

Whether you’re meeting brand standards, repositioning an asset, or managing seasonal demands, we deliver flexible, hospitality-focused financing to drive your property’s success.

What We Offer:

Renovation & Upgrade Loans: Capital for brand-mandated PIPs, remodeling, or value-add improvements to keep your hotel competitive, from lobby refreshes to full-scale renovations.

Furniture, Fixtures & Equipment (FF&E) Financing: Funding to modernize interiors, upgrade technology, or enhance amenities, boosting guest satisfaction and property value.

Working Capital Loans: Flexible funds for payroll, marketing, seasonal expenses, or operational needs, ensuring smooth day-to-day management.

Bridge Loans: Short-term financing (6–36 months, 7–12% rates) to fast-track PIPs or stabilize cash flow until long-term financing is secured, with LTVs up to 75%.

Private Debt Funds: High-leverage loans ($500,000–$50 million, 8–15% rates) for rapid PIP funding, ideal for time-sensitive upgrades or complex deals, closing in 2–6 weeks.

Mezzanine Debt: Supplemental capital (10–18% rates) to bridge equity gaps for PIPs, offering flexible repayment tied to cash flow for deals needing extra leverage.

SBA 504 & 7(a) Loans: Low-rate (5–7%), long-term (10–25 years) options for small to mid-sized hotels, funding PIPs or equipment from $250,000–$5 million with stricter qualifications.

Conventional Loans: Competitive, fixed, or adjustable-rate mortgages for established operators, tailored to large-scale renovations or acquisitions.

Why Choose Montgomery Lending?

Hospitality Expertise: We understand hotel brand requirements, franchise agreements, and value-add strategies, ensuring financing aligns with your vision.

Streamlined Process: Our team handles due diligence, lender negotiations, and loan structuring, securing capital quickly—often in weeks, not months.

Tailored Solutions: From high-leverage debt funds to low-rate SBA loans, we match funding to your PIP scope, operational needs, and growth goals.

National Reach: We combine regional market knowledge with a vast network of private, institutional, and specialty lenders.

Long-Term Partnership: Beyond funding, we provide strategic guidance on cash flow optimization, equity partnerships, and asset appreciation to sustain profitability.

Benefits of Our Financing:

Speed: Close bridge loans or debt funds in 2–6 weeks to meet franchise deadlines or seize market opportunities.

Flexibility: High LTVs (up to 80–90% for debt funds) and interest-only options ease cash flow during renovations.

Competitive Edge: Modernize your property to boost guest satisfaction,

RevPAR, and asset value without draining reserves.

Free Insights: Use our analysis to confirm PIP ROI or acquisition viability before committing to financing.

Invest in Your Property’s Future
In hospitality, staying ahead means continuous improvement.

Whether you’re upgrading a boutique hotel, repositioning a chain property, or managing seasonal cash flow, Montgomery Lending provides the capital to enhance your asset while maintaining financial stability.

Contact us today at (574) 276-4611 or [email protected] to explore funding options for your hotel’s PIP or operational needs.

Let’s transform your property into a guest favorite and a profitable investment!