Residential Investment Property Financing for Every Stage of Your Investment

Whether you're purchasing, renovating, or building from the ground up, securing the right mortgage solution is essential for maximizing returns on your residential investment properties. At Montgomery Lending, we specialize in customized lending solutions tailored to your real estate investment goals.

Comprehensive Loan Programs for Investors
We offer a full range of financing options designed to support every phase of your investment strategy:

Acquisition & Long-Term Financing:

✅ Conventional Investment Loans – Ideal for investors with strong financial profiles seeking competitive rates and long-term stability.

✅ Debt-Service Coverage Ratio (DSCR) Loans – No personal income verification, relying on rental income to qualify.

✅ Portfolio Loans – Flexible financing options for multiple properties under one loan structure.

Short-Term & Renovation Loans:

✅ Bridge Loans – Fast funding solutions for acquisitions, quick turnarounds, or transitional financing.

✅ Fix-and-Flip Loans – Short-term financing designed for investors renovating properties for resale.

Ground-Up & Construction Loans:

✅ Residential Construction Loans – Financing for new developments, custom-built investment properties, or small multifamily projects.

✅ Fix-and-Build Loans – For investors looking to purchase distressed properties, renovate, and construct additional units.

✅ Lot and Land Loans – Funding for purchasing land with plans for future residential development.

Alternative & Private Lending Solutions:

✅ Hard Money Loans – Ideal for investors needing fast, flexible financing outside traditional lending requirements.

✅ Private Lending – Tailored solutions for unique investment projects requiring specialized funding.

Why Work With Us?

Investor-Focused Expertise – We understand the nuances of real estate investing and craft solutions that align with your strategy.

Streamlined Process – Fast approvals and efficient underwriting mean you can move forward with confidence.

Personalized Guidance – Whether you're a seasoned investor or new to real estate, we simplify financing with clear, concise communication.

Secure Financing That Powers Your Investments

Whatever your investment vision—purchasing rental properties, flipping houses, or developing new construction—Montgomery Lending has the solutions to help you succeed.

Contact us today to explore financing options tailored to your needs.