Fix and Rent Loans
Secure Long-Term Rental Income Through Strategic Renovation
Fix and Rent Loans
Strategic Financing for Building Your Long-Term Rental Portfolio
Transform Distressed Properties into Income-Generating Assets
At Montgomery Lending, our **Fix and Rent Loans** are tailored for real estate investors focused on acquiring distressed properties, undertaking necessary renovations, and then holding them as long-term rental income generators. This strategy is perfect for those looking to build a sustainable real estate portfolio, generate passive income, and accumulate long-term equity.
These specialized short-term loans enable you to close on your property quickly—often in just 30 days—and immediately begin renovations. This efficiency minimizes holding costs and accelerates your timeline to placing tenants and collecting rent, establishing a strong foundation for your rental business.
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Loan Parameters & Key Advantages
PROPERTY TYPES
- Non-Owner Occupied
- 1-4 Family Real Estate
- Condos
- Townhomes
Flexible LTV
Secure financing **Up to 95% of the Purchase Price + 100% of the Renovation Cost**. The total loan amount is **Not to Exceed 75% of the After-Repair Value (ARV)**, ensuring comprehensive funding for your rental-ready property.
TERM
Loan terms are typically **12 - 18 Months**, providing sufficient time to complete renovations and stabilize the property for rental.
LOAN AMOUNT
Obtain capital ranging from **$50k – $2M**, designed to cover the acquisition and renovation of various residential rental properties.
MINIMUM FICO
Accessible with a **Minimum FICO of 600**, making these loans available to a broad range of investors, including those newer to the market.
EXPERIENCE
**No prior experience is strictly required**, making Fix and Rent Loans an excellent opportunity for new investors eager to enter the rental property market.
Who This Loan Is For
This loan is ideal for:
- Real estate investors aiming to acquire and renovate properties specifically for long-term rental income.
- New investors looking for an accessible entry point into the rental property market, as no prior experience is required.
- Those seeking efficient financing to quickly convert distressed assets into stable, income-producing rentals.
- Borrowers with a clear strategy for property management and tenant placement.
Why Choose Montgomery Lending for Your Fix and Rent Strategy?
We are dedicated to supporting your long-term real estate investment goals. Our expertise in Fix and Rent financing ensures you receive the capital and guidance needed to succeed.
- **Rental-Focused Financing:** Loans specifically designed to support your long-term rental strategy.
- **Efficient Process:** Quick approvals and funding to get your properties rental-ready faster.
- **Investor Support:** Expert guidance throughout the acquisition, renovation, and rental stabilization phases.
- **Competitive Terms:** Financing structured to maximize your passive income and equity growth.
Ready to Build Your Rental Income Stream?
Contact Montgomery Lending today to discuss your Fix and Rent project and secure the financing solution that helps you achieve your long-term investment objectives.
Apply for Fix and Rent FinancingOr call us at (574) 276-4611 for a free consultation.
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