Fix and Flip Loans
Fast, Flexible Funding for Your Renovation Projects
Fix and Flip Loans
Fast Funding for Acquiring, Renovating, and Reselling Properties
Maximize Your Profit with Efficient Short-Term Financing
At Montgomery Lending, our **Fix and Flip Loans** are designed to empower real estate investors to quickly acquire, renovate, and sell residential properties, typically within a 12-month timeframe. These short-term loans are the ideal solution for investors looking to purchase distressed or foreclosed homes at competitive prices, with the clear intention of reselling them rapidly for a profit.
Unlike conventional construction loans that can involve lengthy processes, our fix and flip loans allow borrowers to close on their property in as little as 30 days. This means less time wasted waiting for funding and the ability to move forward with renovations immediately after closing, ensuring your project stays on track and profitable. If you’re an investor seeking financing options that accelerate your project timelines, this loan is designed for you!
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Loan Parameters & Benefits
PROPERTY TYPES
- Non-Owner Occupied
- 1-4 Family Real Estate
- Condos
- Townhomes
Competitive LTV
Access financing **Up to 95% of the Purchase Price + 100% of the Renovation Cost**. Please note, the total loan amount is **Not to Exceed 75% of the After-Repair Value (ARV)**.
TERM
Loan terms are structured for quick exits, typically ranging from **12 - 18 Months**, providing an optimal window for your renovation and sale.
LOAN AMOUNT
Secure the capital you need with loan amounts ranging from **$50k – $2M**, suitable for a wide range of residential flip projects.
MINIMUM FICO
Accessible with a **Minimum FICO of 600**, making these loans attainable for a broad spectrum of investors.
EXPERIENCE
While beneficial, **No specific prior experience is strictly required** for all fix-and-flip loan options, making them a great entry point for new investors with a strong plan.
Why Choose Montgomery Lending for Your Fix and Flip?
We specialize in connecting investors with the right capital for their fast-paced renovation projects. Our commitment is to provide you with the tools for success.
- **Speed & Efficiency:** Rapid approvals and funding to keep your project moving.
- **Flexible Underwriting:** Focus on asset value and project viability.
- **Dedicated Support:** Expert guidance from professionals who understand the flip market.
- **Competitive Terms:** Designed to maximize your profitability on resale.
Ready to Start Your Next Profitable Flip?
Contact Montgomery Lending today to discuss your Fix and Flip project and secure the financing solution that helps you succeed.
Apply for Fix and Flip FinancingOr call us at (574) 276-4611 for a free consultation.
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